What We Offer
Maintain peace of mind with our comprehensive coverage
$100k
Upto Coverage
80k+
Happy Clients Insured
Our Service Holders
Insurance Products
Wide range of insurance products, customized to suit your needs.
Insurance products play a crucial role in the financial stability of individuals and businesses. At Protega Insurance, we provide our clients with comprehensive insurance coverage, we offer a wide range of products, including:
Health Insurance
Protect your family from the financial burden of medical expenses by offering comprehensive health insurance coverage.
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Ensure the continuity and success of your business by offering a comprehensive range of business insurance policies, including property insurance, liability insurance, and more.
Learn MorePet Insurance
Invest in the health and well-being of your pets by offering comprehensive pet insurance coverage.
Learn MoreCar Insurance
Ensure the safety and security of your vehicle by covering potential damages, medical expenses, and legal liabilities resulting from accidents.
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Benefits of Insurance
Smart Insurance For A Happier Life
We understand the importance of offering reliable insurance products/services that protect your assets and safeguard your financial future.
We provide comprehensive protection with our insurance coverage.
With tailored coverage options, our insurance plans provide you with peace of mind.
The policies' ability to be customized to one's unique needs achieves a balance between cost and protection.
What We Promise
Our Assurance To Every Client
Protection Against Financial Losses
We provide policies that cover a wide range of financial losses, including accidents, theft, or damage to property.
Timely Payments
We guarantee timely payment of claims to ensure prompt financial assistance in emergencies.
Our Process
We Help You Get Covered In Just 3 Easy Steps
Get A Quotation
Provide your email address. Check the provided details and ensure accuracy as you will receive confidential information, then click on the "Get A Quote" button.
Complete The Application
Verify that all necessary information has been accurately entered in the application form sent to your email. If any inconsistencies are found, modify the information as needed. Once all the details have been confirmed and are accurate, click the "Complete Application" button. This will submit your application for review and processing.
Get Unwavered Coverage
Once your application has been processed, you will receive a notification indicating that your insurance coverage has been activated.
Testimonials
What People Say About Us
Leslie Alexander
Communications Director
We couldn't have imagined a better experience with an insurance company. Their policy has been reliable and we have received excellent customer service!
Bright Simmons
Sales Manager
When our house was damaged due to a storm, we knew we could rely on Protega Insurance for a swift and efficient claims process. We are very satisfied with their services.
Lora Khabum
Public Relations Specialist
Our auto insurance with Protega Insurance has been great. They have provided us with fair and accurate quotes, and their customer service is second to none.
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Frequently Asked Questions
You Have Questions, We Have Answers
Application for a health insurance plan?
The requirements for applying for a health insurance plan can vary depending on the specific plan. However, the following information is generally required for application:
Basic personal information, such as name, address, date of birth, and social security number
Details about the insured person(s), including age, gender, height, weight, tobacco use, and medical history
Details about the coverage desired, such as deductibles, copayments, and specific benefits or procedures covered
Billing information, including mailing address and method of payment
How can I lower my health insurance premiums?
There are several ways to lower your health insurance premiums. Here are some strategies you can consider:
Quit smoking: Smoking can significantly increase your health insurance premiums. If you're a smoker, quitting can have a significant impact on your costs.
Maintain a healthy weight: Obesity can also increase your health insurance premiums. If you're overweight, working to lose weight can help reduce your premiums.
Enroll in a high-deductible health plan (HDHP): HDHPs often have lower premiums but higher out-of-pocket costs. By choosing this option, you can potentially save money on your health insurance premiums.
What happens if I need medical treatment while abroad?
If you need medical treatment while abroad, it's essential to consider your insurance coverage and the extent of the benefits provided.
We offer international health insurance plans, which cover medical expenses incurred while traveling abroad. These plans may have deductibles and copayments similar to domestic plans, and the coverage provided can vary widely depending on the specific plan.
Depending on your insurance plan and the country you're visiting, you may be responsible for some or all of the out-of-pocket costs associated with your medical treatment. Be sure to review your policy benefits and consult with us before traveling.
Are there penalties for lack of health insurance in the United States?
The penalty for not having health insurance in the United States can be steep. According to the Affordable Care Act
How can I check the coverage of my insurance policy?
You can check the coverage of your insurance policy by referring to the policy documents you received through mail or contacting our customer care. If you have a comprehensive insurance policy, it should cover most, if not all, expenses related to a covered incident. However, if you have a limited or exclusive policy, the coverage may be more specific. For example, a limited policy may only cover the insured person, while an exclusive policy may cover only a specific event or set of events.
Can I transfer my insurance policy to another insurance company?
Yes, you can transfer your insurance policy to another insurance company, but this process may involve certain risks and costs. Some insurance companies may charge a premium transfer fee, which can be based on the amount of time the policy has been in force, the amount of premiums paid, or a combination of these factors. Additionally, transferring a policy to another insurance company may require you to undergo a new medical examination, depending on the policy and the new insurance company's requirements.
Can't find an answer? Contact Us