What We do
About Protega Insurance
Protega Insurance is a leading insurance company that provides a wide range of insurance products. We provide comprehensive insurance coverage for all types of businesses, ensuring the protection and financial stability of our clients. With over 6 years of experience, our dedicated team of professionals has a deep understanding of the insurance industry and can assist you in making informed decisions about your coverage needs.
Our Values
In everything we do, we aim to put clients first
Customer Focus
We prioritize client satisfaction and aim to exceed their expectations at all times.
Responsibility
We understand the importance of being accountable for our actions and decisions.
Commitment
We are dedicated to our clients' success and are committed to providing the best possible service.
Integrity
We strive to maintain the highest ethical standards in all aspects of our business operations.
Our Mission
Protecting the Future, and Changing Lives
To be the preferred choice of insurance providers for all businesses in the United States, recognized for our innovative products, superior service, and unwavering commitment to client satisfaction.
Support
Staffs
Clients
Covered
Testimonial
What People Say About Us
Leslie Alexander
Communications Director
We couldn't have imagined a better experience with an insurance company. Their policy has been reliable and we have received excellent customer service!
Bright Simmons
Sales Manager
When our house was damaged due to a storm, we knew we could rely on Protega Insurance for a swift and efficient claims process. We are very satisfied with their services.
Lora Khabum
Public Relations Specialist
Our auto insurance with Protega Insurance has been great. They have provided us with fair and accurate quotes, and their customer service is second to none.
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Frequently Asked Questions
You Have Questions, We Have Answers
Application for a health insurance plan?
The requirements for applying for a health insurance plan can vary depending on the specific plan. However, the following information is generally required for application:
Basic personal information, such as name, address, date of birth, and social security number
Details about the insured person(s), including age, gender, height, weight, tobacco use, and medical history
Details about the coverage desired, such as deductibles, copayments, and specific benefits or procedures covered
Billing information, including mailing address and method of payment
How can I lower my health insurance premiums?
There are several ways to lower your health insurance premiums. Here are some strategies you can consider:
Quit smoking: Smoking can significantly increase your health insurance premiums. If you're a smoker, quitting can have a significant impact on your costs.
Maintain a healthy weight: Obesity can also increase your health insurance premiums. If you're overweight, working to lose weight can help reduce your premiums.
Enroll in a high-deductible health plan (HDHP): HDHPs often have lower premiums but higher out-of-pocket costs. By choosing this option, you can potentially save money on your health insurance premiums.
What happens if I need medical treatment while abroad?
If you need medical treatment while abroad, it's essential to consider your insurance coverage and the extent of the benefits provided.
We offer international health insurance plans, which cover medical expenses incurred while traveling abroad. These plans may have deductibles and copayments similar to domestic plans, and the coverage provided can vary widely depending on the specific plan.
Depending on your insurance plan and the country you're visiting, you may be responsible for some or all of the out-of-pocket costs associated with your medical treatment. Be sure to review your policy benefits and consult with us before traveling.
Are there penalties for lack of health insurance in the United States?
The penalty for not having health insurance in the United States can be steep. According to the Affordable Care Act
How can I check the coverage of my insurance policy?
You can check the coverage of your insurance policy by referring to the policy documents you received through mail or contacting our customer care. If you have a comprehensive insurance policy, it should cover most, if not all, expenses related to a covered incident. However, if you have a limited or exclusive policy, the coverage may be more specific. For example, a limited policy may only cover the insured person, while an exclusive policy may cover only a specific event or set of events.
Can I transfer my insurance policy to another insurance company?
Yes, you can transfer your insurance policy to another insurance company, but this process may involve certain risks and costs. Some insurance companies may charge a premium transfer fee, which can be based on the amount of time the policy has been in force, the amount of premiums paid, or a combination of these factors. Additionally, transferring a policy to another insurance company may require you to undergo a new medical examination, depending on the policy and the new insurance company's requirements.
Can't find an answer? Contact Us